> For the complete documentation index, see [llms.txt](https://zklend.gitbook.io/documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://zklend.gitbook.io/documentation/using-zklend/borrow.md).

# Borrow

Users can borrow assets deposited into various liquidity pools using their pledged assets as collateral. The financing cost for each asset depends on the interest rate model, which is based on the type of borrow assets and liquidity pool utilization. 

Read more on [Use Cases](/documentation/about/introduction/use-cases.md) for borrowing.

{% content-ref url="/pages/azLnH9kSBjQLY9Kqj1tF" %}
[How to Borrow](/documentation/using-zklend/borrow/how-to-borrow.md)
{% endcontent-ref %}

{% content-ref url="/pages/RLgUBaejKQs2q0YXpsua" %}
[Repay a Loan](/documentation/using-zklend/borrow/repay-a-loan.md)
{% endcontent-ref %}

{% content-ref url="/pages/6z8ThrAV6th4bHZvRfhC" %}
[Borrow Amount](/documentation/using-zklend/borrow/borrow-amount.md)
{% endcontent-ref %}

{% content-ref url="/pages/fmo7zW2QFMPVwN8z0hvD" %}
[Flash Loans](/documentation/using-zklend/borrow/flash-loans.md)
{% endcontent-ref %}

{% content-ref url="/pages/77vADWYg5lXgjKUfVVFK" %}
[Liquidations](/documentation/using-zklend/borrow/liquidations.md)
{% endcontent-ref %}

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