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Asset Parameters

Defining asset framework
Each asset within zkLend is evaluated based on their risk, which influences how they are supplied and borrowed within the protocol. Once Governance has been setup, assets will be added or removed through a governance proposal or via Asset listing admins selected by zkLend Governance.
All of the assets parameters are reviewed no less than once per month and will be updated in this page once implemented.

For Borrow/Lend

Asset
Collateral
Collateral Factor
Borrow Factor
Reserve Ratio
ETH
Y
80%
100%
15%
USDC
Y
80%
100%
15%
WBTC
Y
70%
91%
15%
USDT
Y
70%
91%
15%
DAI
Y
70%
91%
15%
WSTETH
Y
80%
100%
15%

Borrow Caps

Borrow caps are implemented at the pool level, which means that once the aggregate limit has been reached, users will not be able to borrow that asset until repayment is made.
Asset
Borrow Cap
ETH
900
USDC
1,500,000
WBTC
3.00
USDT
500,000
DAI
180,000
WSTETH
60

For Interest Rate Model

Asset
Uo (%)
S1
S2
Ro (%)
ETH
65%
8%
100%
0%
USDC
90%
4%
60%
0%
WBTC
65%
7%
100%
0%
USDT
90%
4%
60%
0%
DAI
80%
4%
75%
0%
WSTETH
65%
10%
125%
0%
Higher liquidity and lower volatility assets have higher Optimal Utilisation Ratio.

For Liquidations

Asset
Liquidation Bonus
ETH
10.0%
USDC
10.0%
WBTC
15.0%
USDT
10.0%
DAI
10.0%
WSTETH
10.0%

For Flash Loans

Flash Loan users have to pay a fee of 0.09% on the borrowed amount.