Asset Parameters

Defining asset framework

Each asset within zkLend is evaluated based on their risk, which influences how they are supplied and borrowed within the protocol. Once Governance has been setup, assets will be added or removed through a governance proposal or via Asset listing admins selected by zkLend Governance.

List of Assets Supported

DAI Stablecoin (DAI) 0x00da114221cb83fa859dbdb4c44beeaa0bb37c7537ad5ae66fe5e0efd20e6eb3

Ekubo Token (EKUBO) 0x75afe6402ad5a5c20dd25e10ec3b3986acaa647b77e4ae24b0cbc9a54a27a87

Ether (ETH) 0x049d36570d4e46f48e99674bd3fcc84644ddd6b96f7c741b1562b82f9e004dc7

Starknet Token (STRK) 0x04718f5a0fc34cc1af16a1cdee98ffb20c31f5cd61d6ab07201858f4287c938d

Tether USD (USDT) 0x068f5c6a61780768455de69077e07e89787839bf8166decfbf92b645209c0fb8

USD Coin (USDC) 0x053c91253bc9682c04929ca02ed00b3e423f6710d2ee7e0d5ebb06f3ecf368a8

Wrapped Bitcoin (WBTC) 0x03fe2b97c1fd336e750087d68b9b867997fd64a2661ff3ca5a7c771641e8e7ac

Wrapped Staked Ether (WSTETH) 0x042b8f0484674ca266ac5d08e4ac6a3fe65bd3129795def2dca5c34ecc5f96d2

zkLend Token (ZEND) 0x00585c32b625999e6e5e78645ff8df7a9001cf5cf3eb6b80ccdd16cb64bd3a34

All of the asset parameters are reviewed no less than once per month and will be updated on this page once implemented.

For Borrow/Lend

Caps

Borrow caps are implemented at the pool level, which means that once the aggregate limit has been reached, users will not be able to borrow that asset until either repayments are made.

Asset	Borrow Cap
ETH	2,500
USDC	20,000,000
WBTC	6.0
USDT	10,000,000
DAI	500,000
WSTETH	60
STRK	6,000,000
ZEND	300,000
EKUBO	75,000
kSTRK	2,000,000

Higher liquidity and lower volatility assets have higher Optimal Utilisation Ratio.

Supply Caps

We've introduced Supply Cap configurations for certain assets, starting with ZEND and EKUBO. This feature is a risk exposure control mechanism for these assets.

Asset	Supply Cap
ZEND	800,000
EKUBO	150,000
kSTRK	3,000,000

For Liquidations

Asset	Liquidation Bonus
ETH	10.0%
USDC	10.0%
WBTC	15.0%
USDT	10.0%
DAI	10.0%
WSTETH	10.0%
STRK	15.0%
ZEND	15.0%
EKUBO	15.0%
kSTRK	15.0%

For Flash Loans

Flash Loan users have to pay a fee of 0.09% on the borrowed amount.